Savings & Income Planning
Savings-oriented life insurance can combine life cover with structured benefits for future goals. The appropriate product structure depends on the time horizon, premium commitment, income needs and whether benefits are guaranteed or participating.
Products you can discuss with an advisor
Fortune Guarantee Plus
Request current product details, eligibility information and official illustrations before making a decision.
Shubh Flexi Income Plan
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Smart Value Income Plan
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Fortune Guarantee Secure
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Guaranteed Return Insurance Plan
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Questions to cover in your consultation
Is the benefit guaranteed or variable?
Your advisor can explain how this point affects product selection and suitability.
What is the premium payment term?
Your advisor can explain how this point affects product selection and suitability.
When are benefits paid?
Your advisor can explain how this point affects product selection and suitability.
What happens on early surrender?
Your advisor can explain how this point affects product selection and suitability.